20 Apps That Actually Pay You Real Money in 2025

If you’re looking to boost your income without disrupting your daily routine, apps that pay real money might be your golden ticket. These apps leverage technology to offer you cash-back rewards, pay you for completing simple tasks, or even provide gig-based opportunities—all from the comfort of your smartphone.

In this blog, we’ll explore some of the best apps to make money, highlight the latest statistics, and discuss how these platforms have evolved to suit modern users. From survey apps to gig-based options, these tools can help you create a reliable side hustle in 2025.

Why Use Money-Making Apps?

The gig economy and remote work revolution have made earning money through apps more accessible than ever. According to a 2025 report from Statista, the global gig economy is projected to be worth over $455 billion, with app-based gigs accounting for a significant chunk of this value. This highlights the growing reliance on technology to supplement traditional income streams.

The apps that pay real money cater to diverse needs: whether you’re looking to earn extra cash during your downtime or want a scalable side hustle, there’s likely an app for you. Let’s delve into some of the best options available in 2025.

Top Survey and Game Apps

1. Survey Junkie

Survey Junkie remains a leader in the paid survey space. With over 10 million users, the platform’s ability to match users with surveys that align with their profiles is its standout feature. According to NerdWallet, top users earn an average of $40 per month.

2. Swagbucks

Swagbucks has distributed over $900 million in rewards since its inception. This app rewards users for taking surveys, shopping online, and watching videos. With a low payout threshold of $3, it’s a flexible option for beginners.

3. InboxDollars

InboxDollars offers various ways to earn money, including surveys, watching videos, and playing games. With a $5 sign-up bonus, it’s an enticing choice for new users. Users report earning up to $50 per month with consistent use.

4. Freecash

Freecash claims that most users can make their first cashout within 17 minutes. It offers tasks like playing games and completing surveys. The platform has reportedly paid out over $50 million to users worldwide.

Gig-Based Apps for Reliable Income

5. DoorDash

Food delivery remains a popular gig in 2025, with DoorDash leading the pack. As of 2025, DoorDash boasts over 75% market share in the U.S. food delivery space. Drivers can earn an average of $15-$25 per hour, according to The Rideshare Guy.

6. Instacart

Instacart is another excellent choice for those who enjoy grocery shopping. With the rise in online grocery orders, Instacart shoppers are in high demand, making an average of $19 per hour.

7. Rover

If you love pets, Rover offers a way to earn money by providing services like dog walking and pet sitting. According to Indeed, Rover sitters earn an average of $25-$35 per hour.

8. Uber or Lyft

Driving for Uber or Lyft remains a flexible gig option. With surge pricing during peak hours, drivers can earn upwards of $30 per hour in busy urban areas.

Apps for Passive Income

9. Ibotta

Ibotta continues to be a favorite among shoppers. Since 2020, the platform has paid out over $1 billion in rewards. The app’s integration with major retailers like Walmart and Target makes it a must-have for budget-conscious users.

10. Rakuten

Formerly known as Ebates, Rakuten’s app offers up to 40% cash back at over 3,500 stores. With quarterly payouts via check or PayPal, Rakuten remains one of the most reliable passive income apps.

11. HealthyWage

HealthyWage’s unique model allows users to bet on their weight-loss goals. The app claims users earn an average of $1,000 for successful challenges. This innovative approach to fitness and finance has attracted over 2 million users globally.

12. StepBet

StepBet motivates users to stay active with weekly step challenges. Users report earnings of $10-$20 per challenge, depending on participation rates and prize pools.

13. Capital One Shopping

Capital One Shopping helps users save money through coupon codes and price comparisons. The app’s cash-back feature makes it a valuable tool for regular online shoppers.

Apps for Selling Stuff

14. Decluttr

Decluttr specializes in buying used electronics, DVDs, and books. The app’s fast payment options make it ideal for decluttering while earning extra cash. According to Trustpilot, Decluttr maintains a 4.7-star rating based on over 20,000 reviews.

15. Poshmark

For fashion enthusiasts, Poshmark provides an intuitive platform to sell gently used clothing. Sellers can earn up to 70% of the item’s retail value, making it a profitable option for closet cleanouts.

16. Mercari

Mercari lets you sell a wide range of items, from clothing to electronics. With its user-friendly interface, it’s a go-to platform for many casual sellers.

Mystery Shopping Apps

17. Field Agent

Field Agent connects users with mystery shopping gigs. Tasks include store audits and product reviews. Pay ranges from $3-$12 per task, making it a fun way to earn extra cash.

18. Mobee

Mobee offers similar opportunities, with points redeemable for gift cards. It’s a flexible option for those who enjoy shopping and providing feedback.

Investment and Financial Apps

19. Acorns

Acorns helps users invest spare change by rounding up purchases. It’s an excellent tool for beginners looking to dip their toes into investing.

20. Robinhood

Robinhood provides commission-free trading for stocks, ETFs, and cryptocurrency. It’s a popular choice for those wanting to build a portfolio with minimal fees.

21. SoFi

SoFi offers a comprehensive suite of financial tools, including loans, credit cards, and investment options. New users can earn up to $50 in bonuses for signing up.

22. Webull

Webull’s research tools and commission-free trading make it a favorite among experienced investors. New users can earn free stocks valued up to $300.

Statistics That Support the Popularity of These Apps

• According to App Annie’s 2025 report, users spend an average of 4.2 hours daily on mobile apps, with finance and lifestyle apps seeing the highest year-over-year growth.
  
  
• A study by Upwork revealed that 58% of freelancers in 2025 utilize at least one app for job opportunities, showcasing the integration of technology into work models.
  

Relevant Internal Links from ChronicleBay

To further understand the impact of technology on financial and professional trends, check out these insightful articles:

1. Microsoft’s $80 Billion Bet on AI & Data Centers – Learn how AI is revolutionizing platforms like investment and gig apps.
   
   
2. The Impact of Global Technology Trends – Understand how broader tech trends influence app development.
   
   
3. Introduction to the International Entrepreneur Rule – Explore how policies support app-based entrepreneurship.
   

Final Thoughts on Apps That Pay Real Money

In 2025, apps that pay real money have become indispensable for supplementing incomes and achieving financial goals. Whether you’re seeking a gig-based side hustle, passive income, or a way to declutter and monetize unused items, these apps offer solutions tailored to diverse needs.

Embrace these platforms and make the most of your smartphone’s potential. Remember, the road to financial independence often starts with small, consistent efforts. Why not download a few of these apps today and take the first step?

For more insights into financial strategies and tech-driven opportunities, keep exploring ChronicleBay’s diverse range of content.